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Mortgage Underwriter

Plano, TX 75024

Posted: 02/24/2026 Industry: Banking/Credit Union/Mortgage Job Number: 5854 Pay Rate: 85,000

Job Description

Take the Next Step in Your Career With Us!
Are you an experienced Underwriter ready to take your mortgage career to the next level—without the commute? We’re hiring a fully remote Level II Underwriter to join a fast-paced, high-performing mortgage team. If you thrive on reviewing complex loan files, ensuring compliance, and helping borrowers achieve homeownership, this opportunity offers the flexibility, earning potential, and stability you’ve been looking for.

Level II Underwriter
Remote (U.S.-based) | Full-Time | Mortgage Lending / Financial Services

Why Work With Us:
• 100% remote Level II Underwriter position – work from anywhere in the U.S.
• Competitive compensation with overtime eligibility and performance-based bonus structure
• High loan volume environment offering consistent workflow and earning potential
• Supportive leadership and collaborative underwriting team
• Opportunity to work on CONV, FHA, and government-backed loan products
• Career stability with growth potential in the mortgage industry

What You'll Do:
• Underwrite conventional and FHA loans in compliance with investor and government agency guidelines
• Review credit packages and appraisals to ensure accuracy and regulatory compliance
• Analyze complex income scenarios, including personal and business tax returns
• Communicate loan decisions clearly to internal teams and stakeholders
• Identify red flags and assess documentation for potential fraud risks
• Collaborate with Loan Originators to restructure challenging loan files into salable packages
• Ensure all underwriting conditions are satisfied prior to closing
• Stay current on evolving mortgage regulations and agency requirements

What We’re Looking For:
• Minimum 5 years of recent mortgage underwriting experience
• Strong experience underwriting CONV and FHA loans
• Active DE (Direct Endorsement) designation required
• VA designation preferred
• In-depth knowledge of agency and investor guidelines
• Strong analytical skills with attention to detail
• Ability to manage high loan volume while maintaining quality and compliance
• Excellent written and verbal communication skills
• Must be authorized to work in the United States


Ready to Land Your Next Great Role?
Apply now and let our recruiting team help you take the next step in your career!
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Note: We are an equal opportunity employer and value diversity in our workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

 

Job Requirements

Appraisal Review, Paperless Loan Files, Title Committments

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About Plano, TX

Looking for exciting job opportunities in the Plano, Texas area? Discover your next career move in this vibrant city nestled in the heart of the Lone Star State. Plano offers a perfect blend of urban conveniences and natural beauty, with a booming economy and a welcoming community. With renowned companies calling Plano home, including Toyota and Liberty Mutual, endless growth opportunities await. Explore the thriving arts scene at the ArtCentre of Plano, catch a live performance at the Courtyard Theater, or indulge in the unique flavors of Tex-Mex cuisine at local eateries. With easy access to parks like Arbor Hills Nature Preserve and exciting attractions like Legacy West, Plano gives you a perfect work-life balance. Join us in Plano and unlock a world of possibilities for your career!